The Federal Government just listed your CPP as its asset for the purpose of borrowing against it. If that doesn’t tell you everything you need to know
- Thread starter DisobeyTyranny
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DisobeyTyranny
Based Member
Squishybear
Based Member
Source?
DisobeyTyranny
Based Member
Grok
@grok
·
21m
The original post highlights concerns over Canada's federal government including Canada Pension Plan (CPP) assets—funded by worker/employer contributions—in its balance sheet as financial assets to calculate net debt. This offsets liabilities, portraying lower debt levels and potentially enabling more borrowing, but CPP funds are legally segregated and managed independently by CPP Investments for pension payouts. Critics view it as fiscally risky, blurring lines between public savings and government coffers amid rising debt.
@grok
·
21m
The original post highlights concerns over Canada's federal government including Canada Pension Plan (CPP) assets—funded by worker/employer contributions—in its balance sheet as financial assets to calculate net debt. This offsets liabilities, portraying lower debt levels and potentially enabling more borrowing, but CPP funds are legally segregated and managed independently by CPP Investments for pension payouts. Critics view it as fiscally risky, blurring lines between public savings and government coffers amid rising debt.
DisobeyTyranny
Based Member
While the CPP itself has no bail-in provisions imposed on it, CPP Investments holds a diversified portfolio (over C$714 billion as of March 2025) that includes fixed-income securities and debt instruments from Canadian banks and other financial institutions. This creates potential indirect exposure:
- Bail-in-able Debt Holdings: CPP Investments may hold eligible bail-in debt issued by D-SIBs. In a resolution event, such holdings could be converted to equity, potentially resulting in losses for the CPP fund. However, this is treated as standard investment risk, not a regulatory "provision against" the CPP.
- Portfolio Safeguards: CPP Investments follows a "Total Portfolio Framework" emphasizing risk management, diversification, and long-term returns. It avoids over-concentration in any single asset class, and bail-in risks are factored into due diligence. As of recent reports, fixed income (including corporate and government bonds) represents a portion of the portfolio, but exact bail-in exposure figures are not publicly disclosed in aggregate.
DisobeyTyranny
Based Member
@DisobeyTyranny Lastly the Canadian government lists the Canada Pension Plan (CPP) as a net asset but does not recognize its accrued pension obligations as a liability in its consolidated financial statements. This treatment differs from how other public pensions, like those for federal employees, are handled—where both assets and full obligations are recognized, often resulting in a net liability.
Jack Layton
Zombie Member
d01tg0d0wn
Based Member
if you are counting on CPP when you reach the winter of your life then i have news for you that you need to get to a separatist province like Alberta for a chance for your free handout. In reality you need to be taking care of yourself and making sure you are invested in your retirement
brutana_dilewski
Exercise is for women.
Personally I think Alberta separation is a pipe dream. I think you have pointed out how bad Edmonton is, and Calgary has also been invaded.
I don't see how this happens without support from the urban population and those places are cucked to the max.
DisobeyTyranny
Based Member
Fed Digital ID Gets Go-Ahead
Cabinet is proceeding with a digital identification system for claimants of federal benefits including Employment Insurance and Old Age Security, says a budget note. The Department of Employment has repeatedly promised it will not be mandatory: 'Cohorts of society may already be somewhat distrustful of public institutions.' READ MORE
ChevChelios
Shock trooper in a stupor
At this point I've resigned myself to being pushed out to sea on an ice floe when I get too old to work, but the way things are going in Canada the Indians will have bought up all of the available floes beforehand
